Albaraka API Security
Albaraka Türk Participation Bank takes necessary measures to ensure maximum level of confidentiality and security for customer information within the frame of legal regulations. In this respect, we implement effective security solutions in our Bank’s web address, internet branch and mobile applications. The safety measures implemented by Albaraka Türk Participation Bank with special delicacy on security, and the points to take into consideration for our customers are given below.
Setting Password
Make sure that your password does not contain personal data such as your date of birth. Your single password should consist of 6 digits. While setting your password, make sure that it does not contain 4 or more sequential (1234) and repetitive (1111) characters. For safety of your accounts, please change your password periodically.
Information Security
For your security, keep your customer number and password confidential. Set a password that is hard to predict, and different from your other passwords. Do not keep your password and other personal information, as well as your account details in your mobile phone, PC or in written form in a physical environment. Do not share those information in any environment with third parties. Protect your PC and mobile phone against viruses and malicious software. To prevent third parties from possessing your personal information, use only the secure PCs and mobile phones. Do not open the suspicious e-mails or the e-mails sent by unknown senders. Within the scope of the security measures, Albaraka Türk implements Security Image, ŞifreMobil and Mobile Notification applications. Remember, Albaraka Türk Participation Bank does not request personal information from its customers, and perform password, PIN processes via e-mail.
ŞifreSMS
Within the scope of the security measures, Albaraka Türk implements ŞifreSMS and Security Image applications. Remember, Albaraka Türk Participation Bank does not request personal information from its customers, and perform password, PIN processes via e-mail.
ŞifreMobil
ŞifreMobil Application is used in integration with the Mobile Branch. After downloading Albaraka Mobile Branch application from Apple Store and Google Play, you can login to ŞifreMobil application, perform the activation process, and use ŞifreMobil application for Internet and Mobile Branch. Albaraka Mobile Branch can be used on devices with versions IOS 12 and higher, Android 7 and higher
Mobile Notification
Login via Mobile Notification is a secure method that allows logging in by confirming the notification received on Albaraka Mobile application, instead of using an SMS password. The customers using the mobile application shall login to the internet branch with mobile notification. To easily login to Internet Branch with mobile notification;
- After you enter your password, a notification is sent to your device, which is paired with Albaraka Mobile application.
- By pressing the notification on your device, and using the confirmation button, you can securely login to Internet Branch.
- In cases where no notification is received, please check your internet settings. Make sure that your device’s notification settings are enabled.
Mobile Phone Security
In order to prevent others from using your mobile phone, strictly protect it with security password, key lock etc. Since the processes such as “Root” and “Jailbreak” impact the security level of applications, do not use Albaraka Mobile application on such mobile phones.
Secure Logout
Like on our internet branch, you can close the application using the Exit option after completing your transactions from the external applications on Albaraka API as well.
Malware
Similar to PCs, there are certain malwares developed for mobile phones as well. Therefore, in order to protect your information in your mobile phone, download mobile applications from reliable application stores and use anti-virus software.
Social Engineering
Do not share your personal and account information with anyone who identifies themselves as your friend, a bank employee, or a law enforcement officer on social networks or over the phone.
Secure Connection
Do not use the wireless networks such as Wi-Fi, bluetooth, infrared, which you are not sure to be secure. Do not accept the untrusted files received from such sources, and try to keep those applications closed when you are not using them.
Albaraka API Transaction Set and Information
The Transactions You Can Make
Accounts
Account Information
- Account List
- Account Activities
- Opening a Private Current Account
- Closing a Private Current Account
- Opening a Participation Account
- Closing a Participation Account
Iban Transactions
- My IBAN Information
- IBAN Control
Credit Card
- Card Monitoring
- Current Term Transactions
- Statement
Debt Payment
- To Your Credit Card
- To Another Albaraka Card
Transfers
- Remittance
- EFT
Investment Transactions
- Participation Accounts
- Foreign Exchange
- Precious Metal
- Calculation Tools
Financing
- Financing Information
- Installment Payment
Payment
- Utility and Company Payments
- Tax and Traffic Fines
Transaction Limits
Transaction Name Private Corporate
EFT to Account
EFT to Name
Money Transfer Between Accounts
Remittance to Account
Remittance to Name
Payments
Buying Foreign Currency
Fast Foreign Currency Transactions (Transfer with Arbitrage)
Precious Metals Purchase
Precious Metals Sales
Selling Foreign Currency
The transactions of buying / selling precious metals outside the working hours (except 09:00 - 18:00 in week days) can vary within the frame of our bank’s exchange rate policies.
Transaction Times
Transaction Name Hours
EFT
Easy Transfer (FAST)
Participation Account Transactions
Stock Transactions
Buying / Selling Foreign Exchange
Buying / Selling Precious Metals
Paying Finance
Remittance
Invoice, Tax, Donation, SSI Payments
Credit Card Payment
Private Current Account Transactions
The transactions of buying / selling precious metals outside the working hours (except 09:00 - 18:00 in week days) can vary within the frame of our bank’s exchange rate policies.