Top Management

Malek Khodr Temsah

General Manager and Board Member

In 2003, he received his Bachelor of Business Administration from The George Washington University and in 2006 he completed his Master’s Degree in Business Administration from Thunderbird, the Garvin School of International Management. In 2003, he began his career with Bank of America then between 2007 and 2009 he worked at the London-based European Islamic Investment Bank. In 2010 he joined Al Baraka Group, as Vice President of Treasury where he established & oversaw the global sukuk investment portfolios until 2014. Between 2017 and 2020, he served on the Board of Directors and Audit Committe of BTI Bank (Morrocco). Temsah who has joined Albaraka Turk in 2014, he served as the Assistant General Manager in charge of Treasury and Financial Institutions between 2017 and 2022. From October 2021 to August 2022, he has served as the Acting General Manager in addition to his above-mentioned duty. On 07.08.2022, Mr. Temsah has been appointed as the General Manager of the Bank by the Board of Directors of Albaraka Turk.

Turgut Simitcioğlu

Chief Assistant General Manager

He received his bachelor's degree from King Saud University, Faculty of Education in Saudi Arabia in 1989 and his master's degree in Business Administration from Fatih University, Institute of Social Sciences. Simitcioğlu started his professional career at Albaraka Türk in 1990 and worked at the Fund Utilisation Department between 1990 and 1995 and at the Central Branch between 1995 and 2001. Between 2001 and 2003, he worked first as a Director at the Central Branch and then at the Corporate Banking Department, and between 2003 and 2009 he served as the Central Branch Manager. Appointed as Assistant General Manager in December 2009, Mr Simitcioğlu served as Assistant General Manager responsible for "Credits Operations", "Foreign Transactions Operations", "Payment Systems Operations", "Banking Services Operations" and "Risk Monitoring". Mr Simitcioğlu assumed the position of Executive Vice President in charge of Business Lines in January 2017 and served as Executive Vice President in charge of Credit Risks between 2018 and 2022. As of December 2022, he has been serving as the Executive Vice President of our Bank.

Ömer Emeç Ph.D.

Assistant General Manager

Strategy and Transformation

He received his bachelor's degree in Business Administration from Boğaziçi University, his master's degree in Business Administration from Istanbul City University and his PhD in Islamic Economics and Finance from Istanbul University. Pursuing his academic studies simultaneously with his professional life, Emeç served as a researcher at the Center for Ecopolitical Strategic Research during his undergraduate years. Having assumed various responsibilities such as strategy, research, corporate performance, international business development and project management in the telecoms and banking sectors in his professional career, Emeç worked as Strategist until 2017, Chief Economist between 2017-2020, and Strategic Planning and Economic Research Unit Manager between 2020-2022 at Albaraka Türk, where he started working in 2014. As of October 2022, Mr Emeç has been serving as Assistant General Manager in charge of Strategy and Transformation at the Bank and as a Board Member at Albaraka Teknoloji Bilişim Sistemleri ve Pazarlama Ticaret A.Ş. (AlbarakaTech Global). Emeç, who also works as an economics commentator in national and international broadcasting organisations, is an active manager in various non-governmental organisations and continues his academic career by lecturing on financial management, central banking, special topics in banking and finance.

Umut Çakmak

Assistant General Manager

Finance and Human Assets

He completed his undergraduate education at Istanbul University, Faculty of Business Administration in 2004. Mr. Çakmak started his professional career at Albaraka Türk Risk Management Department in 2005 and served as Risk Management Specialist, Vice President of Risk Management and Head of Risk Management until 2022. As of December 2022, he continues to serve as Assistant General Manager in charge of Finance and Human Assets, to whom the directorates of "Financial Affairs", "Financial Reporting and Budget Management", "Human Resources" and "Training and Career Management" report.

Yasemin Aydın

Assistant General Manager

Information Technologies and Digital Channels Development

She is a graduate of Istanbul University Faculty of Political Sciences with a degree in Finance and an MBA, also holds a master's degree in Marketing Communication and Organizational Psychology from Istanbul Bilgi University. She started her professional career in the banking sector in 1996. Between 1996 and 2011, she worked in marketing, operations and information technologies in the fields of digital banking, card payment systems, retail banking, product development, organisation, process and quality. Between 2012-2017, she managed consultancy projects in various sectors on issues such as restructuring, process development management, digitalisation and selection and evaluation activities in the field of human resources. In 2017, she joined Albaraka Türk as Digital Channels and Payment Systems Development Manager. In July 2020, she assumed the responsibility of "Digital Channels and Payment Systems Development", "Payment Systems Operation and Call Centre" departments with the title of Director. As of December 2022, she continues to serve as Executive Vice President in charge of Information Technologies and Digital Channels Development at our Bank. She is also a Board Member at insha Ventures Teknoloji Geliştirme Ve Pazarlama Anonim Şirketi (insha Ventures) and Albaraka Teknoloji Bilişim Sistemleri ve Pazarlama Ticaret A.Ş. (Albaraka Tech Global).

Serhan Yıldırım

Assistant General Manager

Treasury and International Banking

He completed his undergraduate education at Istanbul University, Department of Business Administration in 2006. After working in the precious metals sector for a while, he joined Albaraka Türk Participation Bank in 2009 in the Treasury Unit of the Foreign Affairs Department. Until 2018, Mr Yıldırım worked in the Foreign Exchange and Precious Metals, Money Market and Lease Certificate Transactions services, respectively, and assumed managerial responsibility in the Investment Banking Department until 2019 and in 2016, he received her MA degree in the field of Islamic Economics and Finance at Istanbul University. Between 2019 and 2022, he worked as Asset Liability and Capital Markets Unit Manager and then Treasury Unit Manager at Türkiye Emlak Katılım Bankası. Mr. Yıldırım joined Albaraka Türk in September 2022 as Executive Vice President and currently serves as Executive Vice President in charge of Treasury and International Banking.

Mehmet Emin Çonkar

Assistant General Manager

Credit Monitoring and Legal Follow-up

He completed his undergraduate education at Ankara University, Department of Theology in 1997. He started his professional career in 1998 at Albaraka Türk Central Branch with the title of Chief. Until 2019, he worked as Assistant Manager at the Central Branch and as Manager at Sefaköy and İncirli branches. Çonkar, who served as Collection Manager between 2019 and 2022, continues to work as Assistant General Manager in charge of Credit Monitoring and Legal Follow-up in our Bank as of December 2022.

Serhan Akyıldız

Assistant General Manager

Corporate Banking

He completed his undergraduate degree in English Business Administration at Istanbul University in 1998. In 2002, he started to work as a Specialist at Albaraka Türk Central Branch. He worked as Assistant Manager at Osmanbey Branch between 2008-2011, and as Manager at Osmanbey, Topkapı and Central branches respectively from 2011 to 2022. Akyıldız, who served as Corporate Sales Manager between 2020-2022, continues to serve as Executive Vice President in charge of Corporate Banking as of December 2022.

Mehmet Uludağ

Assistant General Manager

Retail and Private Banking

He completed his undergraduate education at Dumlupınar University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 2001 and his master's degree in Business Administration at Gediz University in 2013. He started his banking career at Albaraka Türk in 2004 as an Assistant Specialist at the Denizli Branch as part of the executive training programme. He worked in Ankara/Şaşmaz, Manisa and Bursa/Uludağ branches respectively. In 2017, Mr Uludağ assumed the position of Aegean Regional Manager, and after serving simultaneously as Regional Sales and Allocation Manager, he was appointed as Unit Manager to the Commercial and SME Sales Department in 2019. Uludağ, who has 16 years of managerial experience in marketing and sales at all levels of our Bank's organisation, was appointed as Director/Ombudsman in the "Ombudsman Business Family", which was implemented for the first time in the banking sector in order to develop a feedback and solution-oriented culture between the head office and the field organisation. He led the organisation of this business family under the name of "Arbitration and Business Excellence", reporting directly to the General Manager. As of 2022 December, he continues to serve as Executive Vice President in charge of Retail and Private Banking at our Bank.

Dr. Muhammet Faruk Torlak

Assistant General Manager of Loans

He completed his undergraduate degree in Business Administration at Istanbul University in 2004. He started his professional career at Albaraka Türk in 2005 as an Assistant Inspector in the Inspection Board Department. After working for nearly 6 years at the Board of Inspectors, he completed his master's degree in International Money, Finance and Investments at Brunel University London in 2011. Between 2012 and 2022, he worked as Assistant Manager for 5 years and Unit Manager for 6 years in "Commercial and SME Loans Allocation" and "Corporate Loans Allocation" directorates respectively at Albaraka Türk. In 2022, he completed his doctoral education at Bahçeşehir University with his doctoral thesis on "Factors Determining the Use of Debt / Equity Resources by SMEs and Corporate Firms and Sector-Based Differences". As of December 2022, he continues to serve as Executive Vice President in charge of Loans at our Bank.

Muzaffer Çölmek

Assistant General Manager

Operations

He completed his undergraduate education at Bilkent University School of Applied Accounting Information Systems Department in 2004. He started his professional career at Albaraka Türk in 2006 at Konya Sanayi Branch. After working actively in the branch until May 2010, he was assigned to the Financial Institutions Service within the Foreign Transactions Operations Department. Between January and August 2012, he worked in the External Letters of Guarantee Service under the Foreign Transactions Operations Department. Between 2012 and 2014, he was the manager of Europe & Far East in the Fund Management and Financial Institutions Department and from 2014 until March 2019, he was the manager of Africa and America services in the Financial Institutions Department. From March 2019 to December 2022, Çölmek served as Unit Manager in the Financial Institutions Department, and as of December 2022, he continues to serve as Executive Vice President in charge of Operations at our Bank.