Virtual Card

You can easily create a virtual card via our internet branch or Albaraka Mobile.

You can reach such information as CVV2 and expiration date of the card which necessary during shopping via “Virtual Card” menu on “Card Information” screen.

As for Albaraka Mobile, you can reach this information by following Account & Card > Cards > Virtual Card menu steps.

There is no limit allocation process for your virtual card. You can set limit for your virtual card when creating your card or prior to shopping via internet branch on “Limit Update” screen or Albaraka Mobile by following Transaction > Card Transactions > Virtual Card Limit Update menu steps.

You need to set limit for your Albaraka World Virtual Card prior to your shopping. The limit set for Albaraka World Virtual Card will be decreased as used. You debt is transferred to Albaraka World Credit Card to which your virtual card is connected during statement period. A particular statement is not made for your virtual card.

Your virtual card is ready to use right after it has been created. You can start using it by setting limit for your shopping.

You virtual card should have limit during your shopping. After you have done with shopping, there is no need for virtual card to have limit.

Yes, it can be used. The limit you set for your virtual card cannot be deducted from the credit card to which your virtual card is connected in the case that you do not use your virtual card.

After your shopping, you can view your transactions via Albaraka Internet Branch on “Viewing Provisions” screen. When your transaction is reflected to your card as spending, you can view it via Albaraka Internet Branch on “Current Term Transactions” screen. You can also view your transactions via Albaraka Mobile by clicking on Transactions tab after selecting the related card.

When your statement is cut, your virtual card transactions will be reflected on the statement of the credit card to which your virtual card is connected, so you can see your statement debt within the statement of your credit card.

All transactions you make with your virtual card will be transferred to your credit card that your virtual card is connected to on the statement date. So you can pay your debt together with your credit card debt. There is no need to pay virtual card debt seperately.

Since your virtual card is technically part of your credit card, a separate statement date and due date are not set; statement and due dates must be the same as your current card. Because; your virtual card has been developed to carry out your e-commerce or mail order transactions securely.

You can earn worldpoints for your shoppings done with your virtual card.

You can do shopping in installment with your virtual card at World merchant member stores.

You can create virtual card for your business credit cards via our internet branch or Albaraka Mobile.

Cancellation and refund process is the same as existing credit cards. Your transaction will be reflected as “account receivable” to the credit card that the virtual card is connected to, and there will be no change in the virtual card limit.

You can close your virtual card by calling Alo Albaraka at 0850 222 5 666.